Top 10 Best Auto Insurance Companies In Canada

Top 10 Best Auto Insurance Companies In Canada. The best auto insurance companies in Canada offer affordable prices and excellent customer service. See our choices below for top-notch insurance that covers both your primary vehicle and any rental vehicles.

Numerous risks exist for Canadian drivers on the road. Canadian drivers seek top-notch insurance to protect their cars from anything from clogged city streets to slick, winter weather.

It can be difficult to know where to look first when you need insurance, though. Determining whether you need only basic insurance or additional coverage might be challenging because there are so many options available.

What are the best car insurance companies in Canada?

The choice of the best provider for your particular needs when purchasing auto insurance is one of the most crucial choices you will make. Although there are many top-notch auto insurance companies in Canada, these are the top 10.

Best Auto Insurance Companies In Canada

1. The Co-operators

The Co-operators Group Limited is consistently named one of the best Canadian insurance companies and has an impressive five-star rating from the J.D. Power Canada Auto Insurance Satisfaction Study.

Customers praise The Co-operators for its excellent customer service, long list of car insurance discounts, optional add-ons, and affordable prices. Although it only receives three stars for its financial stability, The Co-operators seem to pay claims without any problems.

The Co-operators Group also offers homeowners and life insurance, brokerage, and institutional asset management.

2.The Personal Insurance

Another company that is consistently recommended is The Personal Insurance. Especially popular in Quebec and Ontario, J.D. Power gave the company five stars. The Personal Insurance loses out on the top company spot in Canada simply because it has limited availability.

As long as you’re eligible, The Personal Insurance offers basic car insurance that includes:

• Third-party liability
• Accident benefits
• Collisions
• Uninsured motorists

While these coverages can be cheaper, be sure to consider the pros and cons of purchasing basic car insurance before you make your final decision. You can also buy comprehensive insurance for damage outside of accidents; check out our comprehensive car insurance guide to learn more about how that works.

3. Intact Insurance

While Intact Financial Corporation has slightly worse customer service ratings than the top two companies, it has a solid financial strength. With above-average numbers for discounts and optional coverage, Intact probably has the coverage you need.

Although it’s not the highest-rated insurance company in Canada, it is the largest — in fact, it’s the largest provider of specialty insurance in North America.

Not only does Intact offer car insurance, but you can also insure:

• Motorcycles
• RVs
• Snowmobiles
• ATVs
• Boats

4.Desjardins

Desjardins is popular because it offers affordable rates, discounts, and a solid list of additional coverage options. This company also has a high rating for its financial strength. What brings Desjardins’s rating down to fourth place is its customer service.

Despite the lower customer service rating, Dejardins is specifically recommended for new car owners because the company offers them many discounts. Regardless of the age of your car, you can buy third-party liability, collision, comprehensive, and uninsured motorist insurance, as well as accident benefits.

As for optional coverage, Desjardins offers new vehicle protection, a $0 deductible option, and an accident-free protection add-on.

5.Belairdirect

Belairdirect is best suited for Uber drivers and has a decent customer service rating, particularly in Ontario. Belairdirect offers something for everyone with reasonable prices, a wide range of discounts, and extra coverage options.

The majority of clients are happy with the service they receive from Belairdirect, particularly the automerit program that recognizes good driving. Owners of vehicles who travel less than 10,000 km annually may also benefit from the automerit program.

Roadside help, accident forgiveness, and Autocomfort, which offers insurance that covers rental automobiles, are extra coverages that you can purchase. Best Auto Insurance Companies In Canada

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